So you are using the Paypal Website Payments Pro (WPP) Payment Module found here

http://creloaded.org/extensions/Payment-Modules/Paypal-Website-Payments-Pro-(WPP)-Payment-Module/details.html

but you hate the way it plasters paypal stuff all over.. here is a fix

To remove the paypal image
includes/modules/payment/paypal_wpp.php
line 116 lists the title and the paypal image

$module_str = MODULE_PAYMENT_PAYPAL_WPP_TEXT_TITLE . 'bunchofspaces<img src="' .  MODULE_PAYMENT_PAYPAL_EC_MARK_IMG . '" />';

change it to

$module_str = MODULE_PAYMENT_PAYPAL_WPP_TEXT_TITLE;

the title is defined in includes/languages/english/modules/payment/paypal_wpp.php
line 14

define('MODULE_PAYMENT_PAYPAL_WPP_TEXT_TITLE', 'PayPal Credit Card');

We see it all the time.. slow loading CRE Loaded stores.. here are a few pieces of code that should speed up your site BIG TIME!

In your root .htaccess file add this at the bottom (if you get a 500 internal server error, remove it as your host does not support it)

<IfModule mod_gzip.c>
    mod_gzip_on         Yes
    mod_gzip_dechunk    Yes
    mod_gzip_item_include file          \.(html?|txt|css|js|php|pl)$
    mod_gzip_item_include handler       ^cgi-script$
    mod_gzip_item_include mime      ^text\.*
    mod_gzip_item_include mime      ^application/x-javascript.*
    mod_gzip_item_exclude mime      ^image\.*
    mod_gzip_item_exclude rspheader ^Content-Encoding:.*gzip.*
</IfModule>
#cache html and htm files for one day
<FilesMatch ".(html|htm)$">
Header set Cache-Control "max-age=43200"
</FilesMatch>   

#cache css, javascript and text files for one week
<FilesMatch ".(js|css|txt)$">
Header set Cache-Control "max-age=604800"
</FilesMatch>   

#cache flash and images for one month
<FilesMatch ".(flv|swf|ico|gif|jpg|jpeg|png)$">
Header set Cache-Control "max-age=2592000"
</FilesMatch>   

#disable cache for script files
<FilesMatch "\.(pl|php|cgi|spl|scgi|fcgi)$">
Header unset Cache-Control
</FilesMatch>

Zones are simple once one understands the process of setting them up correctly
We will start with setting up a sales tax for our pretend location in Texas
admin – locations/Taxes

tax zones (used for more than just taxes)
if you have something listed here ie TX
then we can just edit it.. or
set up a new one
(insert)
name it Texas
now click the details button
Here is where we set the zone Texas itself
(insert)
From the country drop down, select United States
from the sub drop down, select Texas
(insert)
Now we have just the state of texas set up.. now to make it a tax collected zone

admin – locations/taxes – tax rates
New tax rate (if you don’t already have one set up)
Taxable goods from your class drop down
Zone drop down Texas
insert the rate and description..
Then hit the insert button

Now for this to work on just orders from Texas, you have to make sure all your products are assigned the tax class Taxable goods

The same above method applies if you wanted to just have a shipping and/or payment method for any one state/country/zone (less setting up the tax rate) Just visit
admin – modules – shipping and/or payments
select the module you want to assign to any said Zone.. and select it from the zone drop down

There is a small issue with setting up shipping methods to any one zone.. if you display shipping estimator, this method will not show up as the visitor does not have a zone sessioned until they either login/create an account